Step-by-Step... Your Home Mortgage

Follow these 4 important steps and you'll know what to expect when applying for a home mortgage:

Step 1 - Get Your Credit report and Know Your Score

Your credit report and "score" is used by lenders to evaluate your mortgage application, so it pays to know your credit score even before you apply.  Usually, the better your credit history, the higher your score, and the more likely you are to be approved for a home loan and offered a favorable interest rate.

Step 2 - Understand Your Mortgage Options

With more mortgage choices than ever, it pays to learn as much as you can about each type of loan.  As the old saying goes, "An educated consumer is our best customer".  Click on Mortgage Types to learn about the most popular loan types available today.

Step 3 - Shop Mortgage Lenders

Shopping around for a home loan or mortgage will help you get the best financing deal.  A mortgage is a product and the price and terms are usually negotiable.  Careful shopping and informed negotiating can save you thousands of dollars.

Step 4 - Ask Lots and Lots of Questions

This important step can't be skipped...Ask your broker about rates, terms, loan features, down payment requirements, closing costs and more.  Keep a chart of the answers you get and you'll have an easy way to compare and make the right decision.

To Start Your Mortgage Process
Contact David Hunter Today at 727-244-0989